Safe Harbor and Privacy Policy


At FIBA we respect your privacy.

Our promise to our Customers and Stakeholders is that any personal information provided to us including name, address, telephone number and e-mail address will be kept with care and confidentiality and will not be released, sold, or rented to any entities or individuals outside FIBA except as defined hereinto.

FIBA will only share personal information collected through our sites with?

Our Service Providers

We may share our customers’ personal information with some companies that perform services on our behalf, for example, companies that help process credit card payments and bank wire transfers. Our service providers are required by contract to protect the confidentiality of personal information we share with them and to use it only to provide specific services on our behalf.

Government and Legal Disclosures

We may disclose our customers’ personal information when we, in good faith, believe disclosure is appropriate to comply with the law, court order or subpoena; to prevent or investigate a possible crime such as fraud or identity theft; to enforce our Terms and Conditions or other agreements that govern the use of this Site; or to protect the rights, property or safety of our company, our users, or others.

Registration System and Marketing Automation Platform

We use the services of two (2) major and very reputable Providers, for our registration site and for our marketing Campaigns. Although, they do not manage and have no rights of use of our information, they host the databases where our customers’ personal information is kept and maintain.

External Sites

You are advised to read the privacy policy of external sites before disclosing any personal information. We are not and can’t be responsible for the content of external internet sites.

Business Transfers

Your personal information may be transferred to another entity (either an affiliated entity or an unrelated third party) in connection with a merger, reorganization, dissolution or similar corporate event. If such a transfer were ever to occur, the acquiring entity’s use of your personal information will still be subject to this Privacy Policy.


A “cookie” is a small data text file that is placed in your browser and allows us to recognize you each time you visit our site (personalization, etc.). Cookies themselves do not contain any personal information, and we do not use cookies to collect personal information. Cookies may also be used by 3rd party content providers such as news feeds.

The Google Analytics features we have implemented based on Display Advertising (e.g., Remarketing, Google Display Network Impression Reporting, the DoubleClick Campaign Manager Integration, or Google Analytics Demographics and Interest Reporting). · Using the Ads Settings, visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads.

· We use Remarketing with Google Analytics to advertise online.

· Third-party vendors, including Google, may show our ads on sites across the Internet.

· FIBA and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone’s past visits to our website.

· FIBA and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) together to report how our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to our site.

· FIBA use data from Google’s Interest-based advertising or 3rd-party audience data (such as age, gender, and interests) with Google Analytics for marketing purposes only.

There are Intrinsically Risks Whenever You Use Internet

While FIBA does its best to protect your personal information, we cannot guarantee the security of any information that you transmit to us and you are solely responsible for maintaining the secrecy of any passwords or other account information. In addition other Internet sites or services that may be accessible through our site have separate data and privacy practices independent of us, and therefore we disclaim any responsibility or liability for their policies or actions. Please contact those vendors and others directly if you have any questions about their privacy policies.

Contact Information: Questions or comments about this Notice, please contact us at

EU-U.S. Privacy Shield Framework

Privacy Shield Framework

This EU-U.S. Privacy Shield Framework (the “Notice”) sets forth the privacy principles followed by Florida International Bankers Association (henceforth referred to as FIBA) in connection with the transfer and protection of “personal information” received from the European Union (“EU”) or Switzerland.

Affirmative Statement

FIBA complies with the U.S.-EU EU-U.S. Privacy Shield Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries and Switzerland. Even though FIBA does not have a certification from The U.S. Department of Commerce’s International Trade Administration, due to the low volume of transaction with EU or Switzerland, FIBA represents its adherence to the EU-U.S. Privacy Shield Framework Privacy Policy of notice, choice, onward transfer, security, data integrity, access, and enforcement.

To learn more about the EU-U.S. Privacy Shield Framework program, please visit

About the EU-U.S. Privacy Shield Framework

The “EU-U.S. Privacy Shield Framework” program was jointly established in June 2000 by the United States Department of Commerce and the European Commission, as a method for transferring personal information from the EU to companies in the Unites States. Certified companies represent that they are upholding privacy standards for personal information received from the EU that have been jointly accepted by the EU Commission and the US Department of Commerce. These standard exceed current US privacy standards. FIBA is EU-U.S. Privacy Shield Framework certified and upholds this commitment.

“Personal Information” means information that can directly or indirectly lead to the identification of a living person, such as an individual’s name, address, e-mail, telephone number, license number, medical identification number, photograph, or other identifying characteristic. The identification can occur by reference to one or more factors specific to the individual’s physical, physiological, mental, economic, cultural or social identity. Personal information does not include information that has been anonymized, encoded or otherwise stripped of its identifiers, or information that is publicly available, unless combined with other non-public personal information.


This Notice governs personal information transferred from countries in the EU or Switzerland (which has adopted substantially similar privacy laws to those of the EU), to the United States on behalf of FIBA. It applies to personal information in electronic and off-line formats.

EU-U.S. Privacy Shield Framework Privacy Principles

The following privacy principles apply to the transfer, collection, use or disclosure of personal information form the EU by FIBA.

Notice: FIBA informs individuals in the EU about the purposes for which it collects and uses their personal information, how to contact FIBA, the types of 3rd parties with which FIBA shares their personal information, and the choice and means FIBA offers for limiting the use and disclosure of their personal information.

Consistent with the EU-U.S. Privacy Shield Framework requirements, FIBA may not be in a position to furnish notice in certain limited situation. Specifically, notice is not required where the processing of EU personal information is necessary to respond to a government inquiry; is required by applicable laws, court orders or government regulations; or is necessary to protect FIBA’s legal interests and providing notice would interfere with those interests.

Choice: FIBA will not process personal information about EU individuals for purposes other than those for which the information was originally obtained or subsequently authorized by the EU individual unless the individual affirmatively and explicitly consents (“opt-in”) to the processing, or unless an exception applies. FIBA also provides EU individuals with the opportunity to withdraw consent at any time (“opt-out”), in which case their personal information will not be further processed.

Data Integrity: FIBA seeks to ensure that any personal information held about EU individuals is accurate, complete, current and otherwise reliable in relation to the purposes for which the information was obtained. FIBA collects personal information that is adequate, relevant and not excessive for the purposes for which it is to be processed. EU individuals have a responsibility to assist FIBA in maintaining accurate, complete and current personal information about them.

Transfers to Third Parties: FIBA will not transfer personal information about EU individuals to 3rd parties unless the 3rd party (a) has provided satisfactory assurance to FIBA that it will protect the information consistently with this Notice; or (b) is located in the EU or a country considered “adequate” for privacy by the EU Commission, and therefore is required to comply with the EU data protection laws or substantially equivalent privacy laws; or (c) the 3rd party has also certified to the EU-U.S. Privacy Shield Framework , and is accordingly independently responsible for complying with the EU-U.S. Privacy Shield Framework requirements.

Where FIBA has knowledge that a 3rd party to whom it has provided EU personal information is processing that information in a manner contrary to this Notice or the EU-U.S. Privacy Shield Framework requirements, FIBA will take reasonable steps to prevent or stop the processing.

Access and Correction: Every individual doing business with FIBA has a personal profile in our registration system as to which the individual has full access and control, and is allowed to have access and do corrections at any given time. There are certain limitations to the Access and Correction rights, as set forth in the US Department of Commerce’s EU-U.S. Privacy Shield Framework website.

Security: FIBA takes reasonable precautions to protect EU personal information in its possession from loss, misuse, unauthorized access, disclosure, alteration and destruction.

Enforcement: FIBA has established internal mechanisms to verify its ongoing adherence to this Notice. FIBA also encourages individuals covered by this Notice to raise any concerns about our processing of their personal information by contacting FIBA at the address below or by contacting their local privacy officer. FIBA will seek to resolve any concerns. FIBA has also agreed to participate in the dispute resolution program provided by the European Data Protection Authorities.

Limitation on Scope of Principles: Adherence to these privacy principles may be limited to the extent required to meet a legal, governmental, national security or public interest obligation.

Contact Information: Questions or comments about this Notice, please contact us at